ontos: Integrated insurance solutions for emerging markets

Neuss, June 17, 2025 – With ontos, the RheinLand Insurance Group is applying its embedded insurance expertise from the bancassurance sector to a new market: The focus is on manufacturers, retailers, and platform operators in the electronics & technology, home furnishings & gardening, and leisure & hobby industries. For these target groups, ontos offers integrated insurance solutions (embedded insurance) such as warranty extensions, device insurance, and payment protection. These solutions complement the respective core products and are suitable for almost any valuable item—from real estate, furniture, household appliances, and electronic devices to grills and tickets—and provide protection against any type of loss. Andreas Schwarz, CEO of the RheinLand Insurance Group, commented: “ontos can help increase sales and revenue and strengthen customer trust. Our many years of experience in the financial sector provide a solid foundation for this.”

Comprehensive solutions from a single source

Manufacturers, retailers, and platform operators receive the full range of services from ontos, from product development and legal advice to claims processing. This conserves their own resources and allows partner companies to focus on their core business. Technically, all insurance solutions can be quickly and easily integrated into products and POS systems. Whether as a simple reference to an insurance offer, as an option for a specific add-on during the purchase process, or fully merged with the primary product—the degree to which ontos’ insurance solutions are integrated into products is completely flexible and ranges up to complete plug-and-play solutions.

About ontos

ontos has been part of the RheinLand Insurance Group’s brand family since 1979; the name symbolizes the group’s successful entry into cooperative sales—which remains one of the cornerstones of the RheinLand Group’s business model to this day. Until recently, this business unit had focused exclusively on partnerships with banks and other financial service providers, but ontos is now expanding this focus to include manufacturers, retailers, and platform operators. These partners now also benefit from the RheinLand Group’s many years of experience when it comes to designing customized supplementary products and seamlessly integrating them into sales processes.